The Law Offices of Black & Older

Pennsylvania Underinsured Motorists Attorneys

When underinsured or uninsured drivers cause serious injuries to others, most injury victims can recover compensation from their own insurer. Depending on your policy and the limits involved, you can often recover damages for medical expenses and lost wages incurred as a result of an accident.

At the Law offices of Black & Older , our personal injury lawyers have a comprehensive knowledge of car insurance policies and the uninsured / underinsured coverage provided under them. We represent injured clients in cases involving bad faith insurance practices where unreasonable delays or refusal of coverage require legal action to enforce the terms of a policy.

We’re prepared to assert your rights and demand the timely resolution of your injury claim. To schedule a free consultation, contact the Philadelphia, Pennsylvania uninsured / underinsured motorist attorneys at Black & Older. Our office represents clients throughout Bala Cynwyd (Main Line), Norristown, Doylestown, Jenkintown, Media, West Chester, Allentown, and southern New Jersey.

The Other Driver’s Policy Wasn’t Enough – What Do I Do?

In cases where damages exceed the policy limits of the other driver’s coverage, you can seek compensation for the remainder from your insurer. For example, suppose another driver hits your car causing $50,000 in damages, and the other driver’s policy only covers up to $25,000 in liability. Under the terms of your policy’s uninsured / underinsured coverage, you can recover a portion or all of the remaining $25,000 from your own insurance company, depending on the limits attached to your policy. In most cases, however, the policy limits of the other driver’s coverage must be exhausted before you can claim coverage under the terms of your policy.

Questions? Contact Black & Older Today

If you’re not sure what your policy says or if you have questions regarding what your insurance company told you, contact our uninsured / underinsured motorist attorneys today. Unfortunately, it sometimes takes an attorney getting involved before insurers are willing offer a fair settlement to a policy holder. In some instances, insurance companies have been known to engage in unethical behavior to minimize their claims pay outs by contact the other insurer involved to manipulate the process. We’re prepared to serve as your legal representative, demand accountability, and take the matter to court if necessary. Call today –