Uninsured & Underinsured

When underinsured or uninsured drivers cause serious injuries to others, most injury victims can recover compensation from their own insurer. Depending on your policy limits, you can often recover damages for medical expenses and lost wages incurred as a result of an accident.

At the Law offices of Black & Older , our personal injury lawyers have a comprehensive knowledge of car insurance policies and the uninsured / underinsured coverage provided under them. We represent injured clients in cases where bad-faith practices by insurance companies cause unreasonable delays or refusal of coverage, and therefore require legal action to enforce the terms of a policy.

How Can an Attorney Help You?

If you’re not sure what your policy says or if you have questions regarding what your insurance company told you, contact our uninsured / underinsured motorist attorneys today. Unfortunately, getting an attorney to apply pressure on an insurance company may be the only way to get them to negotiate fairly or offer a fair settlement to a policy holder. Too often, insurance companies engage in unethical behavior and do their best to manipulate the process in order to reduce or eliminate their financial exposure. The lawyers at Black & Older will serve as your legal representatives, demand accountability from the insurance companies, and take the matter to court if necessary.

The Other Driver’s Policy Wasn’t Enough – What Do I Do?

In cases where damages exceed the policy limits of the other driver’s coverage, you can seek compensation from your insurer for the remainder. For example, suppose another driver hits your car causing $40,000 in damages, and the other driver’s policy only covers up to $25,000 in liability. Depending on the exact terms of your policy’s uninsured / underinsured coverage, you can recover some or all of the remaining $15,000 from your own insurance company.

Questions? Contact Black & Older Today

We will vigorously assert your rights and demand the timely resolution of your injury claim. To schedule a free consultation, contact the Philadelphia, Pennsylvania uninsured / underinsured motorist attorneys at Black & Older. Our office represents clients throughout Bala Cynwyd (Main Line), Norristown, Doylestown, Jenkintown, Media, West Chester, Allentown, and southern New Jersey.